F
Fire claims
Help documenting fire damage and the repair scope for a property claim.
New York City · New York State
New York public adjuster for fire, water and underpaid property claims
Triboro Public Adjusting LLC represents property owners in their insurance claims. We help organize the damage, estimate, and supporting records so you can understand the claim and your next steps.
Licensed and insured in New YorkPolicyholder side only
Inspect → Document → Estimate → Negotiate
Triboro documents the damage, prepares or reviews the estimate, and deals directly with the carrier.
Licensed New York public adjusting firm
Triboro Public Adjusting LLC is licensed by NY DFS as a public adjusting firm.
Our only office: 2096 White Plains Rd, Unit 3003, Bronx, NY 10462
Phone: (212) 941-2795 · Email: info@triboropa.com
Fire & SmokeBurn, heat, soot, systems, contents, demolition, and rebuilding scope.
Water & PlumbingSource, moisture path, mitigation records, damaged materials, and repairs.
Commercial & MultifamilyBuilding, tenant, equipment, inventory, and operating impacts.
Free Initial ReviewUnderstand the situation before deciding what to do next.
Claim Services
Property insurance claim services
Help with the damage, supporting records, and the insurance claim. Coverage and payment depend on the policy and facts of the loss.
S
Smoke & soot claims
Review smoke and soot damage, affected materials, and supporting claim records.
W
Water damage claims
Document the source, affected areas, water path, and resulting damage.
P
Burst/frozen pipe claims
Review pipe-related damage, mitigation records, and the resulting repair scope.
SW
Storm & wind claims
Help document storm-related property damage and the repair estimate.
D
Denied or underpaid claims
Compare the carrier’s position with the policy and supporting records. Further action depends on the facts of the claim.
Denied or underpaid water claims → · Denied or underpaid fire claims →
H
Hotel & living expenses
Help organize temporary-living expense records and review the applicable policy coverage.
C
Contents claims
Help document damaged personal or business property and its claimed value.
CC
Condo & co-op claims
Review unit damage, relevant building documents, and the applicable policies.
B
Commercial claims
Help organize property damage and related claim records for commercial, multifamily, and mixed-use owners.
Low Offer or Denial
The carrier's first answer is not always the final answer.
Call before you accept a low estimate, sign a release, or give up after a denial. Triboro reviews the damage, identifies gaps in the estimate, and explains how to move the claim forward.
1
Damage left out
Rooms, finishes, contents, and building systems can disappear from a short carrier estimate.
2
Price too low
The scope can be incomplete even when the carrier agrees the loss is covered.
3
Wear-and-tear denial
The failed item and the resulting water damage are not always treated the same way.
4
Claim already paid
A prior payment does not prove the estimate included every damaged area and repair.
Inspect
We review the property, the full path of the damage, safety conditions, and the carrier's current position.
Document
We organize photos, measurements, records, and other support for the claim.
Estimate
We prepare or review a detailed scope of the damage and the repair costs.
Negotiate
We present the supported claim and negotiate with the insurance carrier on your behalf.
The Triboro Process
How Triboro handles your claim
From first call to settlement, four steps.
Read about our process →Who We Help
Support for homes, multifamily buildings, and commercial losses.
Claim support for homeowners, condo/co-op owners, landlords, multifamily and mixed-use owners, and commercial property owners.
Homeowners
Claim support for homeowners, including owners of 2–6 family homes.
Condo & co-op owners
Help reviewing unit damage, building documents, and the applicable insurance policies.
Building Managers & Multifamily
Claim support for landlords, multifamily owners, and mixed-use property owners.
Commercial property owners
Help organizing building damage, contents, and related commercial claim records.
Triboro Claim Results
Two property claims handled by Triboro
Queens water claim
Carrier offer$8,000
Final outcome$95,000
Past results do not guarantee future outcomes.
Read the Queens water claim →Bronx fire claim
Carrier offer$97,000
Final outcome$250,000
Past results do not guarantee future outcomes.
Read the Bronx fire claim →About Triboro
A licensed firm on the policyholder’s side.
Triboro Public Adjusting LLC is licensed by NY DFS as a public adjusting firm. We represent policyholders in property insurance claims.
- Inspect, document, estimate, and negotiate
- Fire, water, smoke, contents, and underpaid claims
- Prepare or review a detailed estimate for residential, multifamily, and commercial property
- In-person NYC metro service and claims throughout New York State
Direct accountability
Our process keeps the damage, estimate, supporting records, and carrier’s position together.
Policyholder side only
Triboro represents the insured property owner in the claim—not the insurance company adjusting the loss.
Detailed estimates
Triboro can prepare or review a detailed estimate based on what was damaged and what the repair actually requires.
New York Service Area
Where we work
We serve all five NYC boroughs—the Bronx, Brooklyn, Queens, Manhattan, and Staten Island—plus Westchester, Nassau, and Suffolk in person.
We also take claims throughout New York State, with inspections outside these areas arranged by appointment.
Our only office is at 2096 White Plains Rd, Unit 3003, Bronx, NY 10462.
Frequently Asked Questions
Questions before you start
What does a public adjuster do?
A public adjuster represents the policyholder in a property insurance claim. Triboro helps document the loss, prepare or review the estimate, and negotiate with the insurance company.
How much does Triboro charge?
Our fee is negotiable and is never more than 12% of the insurance payments made after you hire Triboro. The agreed rate is set out in a written agreement before any work starts. If you don't get paid, we don't get paid.
How does your process work?
Our process is Inspect → Document → Estimate → Negotiate. We review the loss, organize supporting records, prepare or review the estimate, and present the supported claim to the carrier.
When should I contact Triboro?
You can contact us after a property loss or when you have questions about an offer, delay, or denial. Do not delay urgent safety work or necessary mitigation while waiting for a claim review.
Do I need a public adjuster for every claim?
No. A straightforward claim may not need one. Public adjusting may help when the damage is complex, an estimate seems incomplete, or you need help documenting and presenting the loss.
Can you help with a denied or underpaid claim?
We review denied and underpaid property claims. Available options depend on the policy, facts, deadlines, and any signed settlement or release. A review does not guarantee a reversal or additional payment.
How long will my claim take?
There is no single timeline. The damage, available records, inspections, coverage questions, and the carrier's response affect how long a claim takes.
Which areas do you serve?
We serve all five NYC boroughs, Westchester, Nassau, and Suffolk in person. We also take claims throughout New York State, with inspections outside these areas arranged by appointment. Our only office is in the Bronx.
Is Triboro licensed, and what properties do you help with?
Triboro Public Adjusting LLC is licensed by NY DFS as a public adjusting firm. We help homeowners, including owners of 2–6 family homes; condo/co-op owners; landlords; multifamily and mixed-use owners; and commercial property owners.
What should I keep after a property loss?
Keep your policy, carrier letters, photographs, estimates, invoices, receipts, mitigation records, and damaged-item information when available. Do not risk injury to collect evidence.
How our fee works
Our fee is negotiable and is never more than 12% of the insurance payments made after you hire Triboro. The agreed rate is set out in a written agreement before any work starts. If you don't get paid, we don't get paid.
Contact Triboro
Tell us what happened.
Speak directly with Triboro about the damage, your insurance claim, and the next steps.
Tell Us What Happened
Request a free claim review.
Start with a free initial claim review.
Get a clear review of your damage, carrier estimate, and next steps.
Start with a free initial claim review.